Money, routine, focus and habits in one quiet app. Hodari logs your spending from your MoMo and bank alertsevery time you tap Apple Pay, plans your day, and locks the apps that waste it.
GHS 62.00 less than last week$18.00 less than last week
486.50 GHS$86.50
1D1W1M1Y
Safe to spend today
115.00 GHS$42.00
8 days to payday
🍲
Waakye
Food · 12:40
−25.00
🚌
Trotro
Transport · 8:05
−8.00
📱
Kofi Mensah
MoMo · 7:52
−45.00
☕
Corner Café
Food · 8:12
−$5.40
🚌
City bus
Transport · 8:40
−$2.75
🛒
Grocery store
Groceries · 18:05
−$38.20
How it works
Your alerts, logged.Your spending, logged. You never type a thing.
When MoMo or your bank texts you, Hodari reads the amount, who it went to and your new balance, then files it in the right category.
Every time you tap Apple Pay, Hodari logs the amount and the place, then files it in the right category. Bank statements import in a tap.
1The alert arrives, like it always does.
2Hodari reads it on your phone in a second.
3It lands in Money, sorted, with your balance.
1You tap Apple Pay, like you always do.
2Hodari logs it on your phone in a second.
3It lands in Money, sorted by category.
💬MobileMoneynow
Payment made for GHS 45.00 to KOFI MENSAH. Current Balance: GHS 1,240.50. Transaction ID: 61823004417.
Today
1 of 4 · Money
Know what today can afford.
Hodari reads your mobile money and bank alerts, sorts each spend, and works out what's safe to spend today once your bills and savings are put aside.
Hodari logs every Apple Pay tap, imports your bank statements, sorts each spend, and works out what's safe to spend today once your bills and savings are put aside.
9:41
Money
This week, October 25–31
Spent this week
GHS 62.00 less than last week$18.00 less than last week
486.50 GHS$86.50
1D1W1M1Y
Safe to spend today
115.00 GHS$42.00
8 days to payday
🍲
Waakye
Food · 12:40
−25.00
🚌
Trotro
Transport · 8:05
−8.00
📱
Kofi Mensah
MoMo · 7:52
−45.00
☕
Corner Café
Food · 8:12
−$5.40
🚌
City bus
Transport · 8:40
−$2.75
🛒
Grocery store
Groceries · 18:05
−$38.20
2 of 4 · Today
A day with a plan, one tick at a time.
Tasks, a routine for work, rest and sleep, and a streak that forgives one missed day. Showing up is what counts.
9:41
Today
Sunday, October 25
12 day streakBest 21
MonTueWedThuFriSatSun
✏️ Tasks2/4
Morning walk6:30
Pay the light bill
Send invoice to Ama11:00
Read 10 pages21:30
Now
Deep work
1h 19m
then Lunch
Sleep
at 10:00 PM
12h 19m
Wind down 9:30
3 of 4 · Focus
Lock the apps that steal your hours.
Start a session and Hodari blocks the apps you pick until it ends. Put on afrobeat, highlife or piano and get the work done.
9:41
Focus
Lock distracting apps while you work
15255090
2 rounds · 5 min breaks
Start focus
Deep Focus
Piano · 52 min
Today
1h 40m
This week
6h 20m
4 of 4 · Habits
Quit what you want, without the shame.
Count your clean days and the money you've kept. When an urge hits, breathe through it with Hodari. A slip is a check-in, never a failure.
9:41
Habits
Days clean, and help when an urge hits
🚬 Smoking
23 days clean
I have an urge
Money saved
345 GHS$138
Urges beaten
31
🎲 Betting
9 days clean
Best 14
9:41
Money
This week, October 25–31
Spent this week
GHS 62.00 less than last week$18.00 less than last week
486.50 GHS$86.50
1D1W1M1Y
Safe to spend today
115.00 GHS$42.00
8 days to payday
🍲
Waakye
Food · 12:40
−25.00
🚌
Trotro
Transport · 8:05
−8.00
📱
Kofi Mensah
MoMo · 7:52
−45.00
☕
Corner Café
Food · 8:12
−$5.40
🚌
City bus
Transport · 8:40
−$2.75
🛒
Grocery store
Groceries · 18:05
−$38.20
9:41
Today
Sunday, October 25
12 day streakBest 21
MonTueWedThuFriSatSun
✏️ Tasks2/4
Morning walk6:30
Pay the light bill
Send invoice to Ama11:00
Read 10 pages21:30
Now
Deep work
1h 19m
then Lunch
Sleep
at 10:00 PM
12h 19m
Wind down 9:30
9:41
Focus
Lock distracting apps while you work
15255090
2 rounds · 5 min breaks
Start focus
Deep Focus
Piano · 52 min
Today
1h 40m
This week
6h 20m
9:41
Habits
Days clean, and help when an urge hits
🚬 Smoking
23 days clean
I have an urge
Money saved
345 GHS$138
Urges beaten
31
🎲 Betting
9 days clean
Best 14
Hodari means capable in Swahili. One app for the four things that run your life: your money, your day, your focus and your habits. No feed. No ads. No shame when you slip.
Safe to spend
One sum, done for you. Every morning.
Hodari takes what's in your walletsaccounts, holds back the bills still to come and the money you've set aside, and splits the rest across the days to payday.
1840.00 GHS
in your wallets
−
620.00 GHS
bills before payday
−
300.00 GHS
set aside for school fees
=
920.00 GHS
yours to spend
÷
8
days to payday
=
115.00 GHS
safe to spend today
$2140.00
in your accounts
−
$860.00
bills before payday
−
$944.00
set aside for savings
=
$336.00
yours to spend
÷
8
days to payday
=
$42.00
safe to spend today
Small things, done properly.
Any currency
Cedis, dollars, pounds, euros, naira. Hodari follows your phone's region.
A streak that forgives
Miss one day and keep your run. Miss two and start again, no lecture.
Bills and payday
Know what's due before payday, and what's left once it's paid.
Music to focus
Deep focus, piano, highlife and afrobeat, made for long sessions.
An idea box
Park a thought mid-task and get back to what you were doing.
Ranks and stamps
Level up as you show up, and collect stamps along the way.
Your phone, your data
What Hodari will never do.
Your history lives on your iPhone. Hodari has nothing to sell you but itself.
Prices in US dollars. Lower in Ghana. They may differ in your country. Cancel any time in Settings.
Questions, answered plainly.
Is Hodari a bank?
No. Hodari never holds or moves your money. It reads the alerts your bank and wallet already send you and does the sums.
Which banks and wallets does it work with?
MTN MoMo and CBG work out of the box, and you can teach Hodari any other bank or wallet alert in a few taps. Apple Pay spends log as you tap too.
Any card you use with Apple Pay: Hodari logs each spend as you tap. For everything else, import your bank's statement. In Ghana, Hodari also reads mobile money and bank alerts.
Does Hodari read all my messages?
No. You set up one Shortcuts automation that passes money alerts to Hodari. It never sees your other messages, and it never reads or sends one-time codes.
Where is my data kept?
On your iPhone. There's no Hodari account and no server holding your history. If your phone can't read an unfamiliar alert itself, Hodari can send just that alert's text to be read, and nothing is stored.
On your iPhone. There's no Hodari account and no server holding your history. What you log stays on your phone.
What does it cost?
Today, Focus, Habits and cash spending are free for good. Hodari Plus adds automatic money tracking, planning and app blocking, from $3.99 a month after a 7-day free trial. Prices are lower in Ghana.
Today, Focus, Habits and cash spending are free for good. Hodari Plus adds automatic money tracking, planning and app blocking, from $3.99 a month after a 7-day free trial.
Is there an Android version?
Not yet. Hodari is built for iPhone first, on iOS 18 or later.
When can I get it?
Hodari is in testing now and coming to the App Store soon. Email hello@hodari.app to join the early testers.
Start tomorrow morning.
Hodari is in testing now. Email us and we'll add you to the early testers.